3002 S Elliott Ave Aurora, MO 65605 417-440-4403

Blog Page for Charge A Car in Aurora, MO 65605

Charge-A-Car’s Top 5 Tips for New Drivers

Driving is an exciting milestone in life, but it can also be intimidating, especially for new drivers. Navigating the roads as a beginner involves a lot of responsibility, but with proper guidance, it can be a lot easier and more secure. In this blog, we will focus on five tips that can help new drivers stay safe and confident on the road. 

Tip 1: Master the Basics 

 

Before hitting the road, it is essential to understand the fundamental rules of driving. Start by reviewing your state's driver's manual or take an approved driver's education course. This will help you learn the rules of the road and gain a better understanding of road signs, speed limits, and traffic laws. Knowing the basics ensures that you can navigate the roads with confidence and safety.

  

To further master the basics and gain a strong foundation in driving, it is important to practice frequently in various conditions. Make sure to drive in different weather conditions, such as rain or snow, and during different times of day. Additionally, practice on roads with varying speed limits and traffic levels. This will help you become comfortable behind the wheel and stay safe on the road.

Tip 2: Keep Your Car Maintained 

 

Regular car maintenance is crucial for a vehicle's safe operation. Keeping up with oil changes, brakes, and tire rotations are necessary for ensuring that the car is in proper working order. Having a reliable vehicle also means reducing the chance of costly and dangerous breakdowns.

Having a reliable car is also essential for avoiding any unwanted incidents on the road. Be sure to check your fluids (oil, coolant, brake, and transmission) regularly and top them off if needed. Make sure to have your brakes inspected occasionally, as well as inspect the car's tires for proper inflation levels and tread wear.

Tip 3: Avoid Distractions 

 

Distractions while driving are dangerous, irresponsible, and can lead to accidents. Keep your phone on silent and out of reach while driving. If you need to use your phone, pull over to a safe spot to take the call or reply to a text message. Additionally, avoid eating, smoking, grooming, or engaging in other distracting activities while behind the wheel. 

In order to reduce distractions while driving, it is important to minimize the number of passengers in the car. Having fewer passengers in the vehicle reduces the chances of conversations or other interactions that could take your focus away from driving. Additionally, avoid programming GPS devices or changing radio stations while driving, as these activities require visual and mental attention.

Tip 4: Don't Tailgate 

 

Maintaining a safe distance between your car and the vehicle in front is crucial for a driver's safety. The recommended following distance is three to four seconds between cars. This ample time will allow you to avoid a collision if the vehicle in front makes any sudden stops or turns. 

Tailgating can be dangerous and should always be avoided. Not only can it lead to rear-end collisions, but it can also cause road rage from the driver in front. Additionally, tailgating restricts vision and forces drivers to make quick decisions in order to avoid a collision.

Tip 5: Obey All Traffic Rules 

 

Driving safely and responsibly involves obeying all traffic rules and laws, including stop signs, traffic signals, and posted speed limits. Remember, breaking the rules puts not only your safety but also the safety of other road users at risk.  

When driving, always be aware of the speed limit and the posted signs to ensure that you stay within the laws. Following the speed limit helps prevent speeding tickets and keeps you from putting yourself and other drivers at risk. Additionally, be mindful of intersections and obey any traffic signals, such as stop lights or yield signs. These traffic signals are there to keep you and other drivers safe on the road.

Get Out and Drive — Safely! 

 

In conclusion, as a new driver, it is crucial to remain vigilant, patient, and adhere to basic traffic rules. Regular maintenance of your car, avoiding distractions, and maintaining a safe following distance are all essential practices to help ensure safe driving. Remember to never drive under the influence of drugs or alcohol, always wear your seatbelt, and enjoy the ride. Following these five tips will make you a more confident and responsible driver. 

 



Prep Your Car for Spring with These 5 Tips

Prep Your Car for Spring with These 5 Tips

With spring right around the corner now is the best time to start prepping your car for warmer weather. Whether you’re washing off a winter worth of salt and dirt or you’re finally bringing the summer car out of your garage, some spring cleaning is a great way to increase the life of your vehicle. 

If you’re a DIY’er looking to get their ride ready for spring, this is one list of tips and tricks you won’t want to miss.

Wash it Down

Spring is the perfect time to give your car the much-needed love it deserves. To start, grab some soap, water and a lint-free chamois cloth. Once you have your supplies, start scrubbing away any winter grime, dust or debris. Don't forget to get into all of those nooks, crannies and hard-to-reach areas.

Now that you're done with the soap and water stage, give the car a quick once-over before wiping it down with your chamois cloth. Using a lint-free chamois cloth instead of air drying helps avoid any unwanted water spots on your vehicle.

If you don't have much time or are looking for an easier method, an automatic car wash is a good option to consider. With just a few minutes of your time an automatic car wash will have your car ready for Spring in no time.

Check Your Tires

As spring approaches, it's time to start checking the air pressure and tread depth of your tires. Having tires with solid tread depth and the proper air pressure not only keeps you safe, but it also ensures peak performance and fuel economy. 

Tire air pressure can drop with temperature changes or from sitting for a long time. So, the first step is to ensure those air levels are set to your vehicle manufacturer’s specifications. You typically can find this information on the inside of your driver’s side door jam. 

Next, you’ll want to check your tread depth. While there are a few methods of checking this at home, we always recommend having one of our certified technicians do this for you. This ensures that the tread depth reading is accurate so don’t have to buy tires before they’re ready to be replaced.

Inspect the Battery

Spring is an important time to inspect the battery of your car to ensure it is fully operational. A battery that has sat for a long time or been exposed to cold weather for long periods of time may not be as strong as it once was. That’s why we recommend testing your battery or having it tested as you begin to prepare your vehicle for spring.

It's also wise to have a technician check your alternator and charging system annually. This will ensure that your battery is being properly charged which maximizes its lifespan. If your charging system or alternator aren’t functioning properly, it’s better to find that out ahead of time before you end up stranded. 

Change the Oil

One of the oldest pieces of car maintenance advice to ever exist, changing your oil is essential no matter what season it is. However, after a long winter or a prolonged period of garage storage, it is even more important to check and/or change the oil in your vehicle. This can help catch issues such as degraded oil or finding metal shavings in the oil pan. 

Protect Your Paint

Preparing your car for the spring season is an important part of vehicle maintenance, and paint protection should be a top priority. Investing in paint protection film or a ceramic coating can help protect against scratches, dirt and other things that can cause paint damage over time. 

Paint protection film acts as a physical barrier to any debris coming in contact with your paint, while ceramic coatings act as an extra layer on top of your paint that wears better against damage. Both are excellent options for protecting your car's paint from the elements and road debris.

Are You Ready for Spring?

With the days getting longer and temperatures increasing, it's time to put winter in the rearview mirror and prepare for spring. Make sure your car is ready for sunny drives and weekend trips by following our five favorite tips for prepping your vehicle for spring. 

And remember, if you don't have time to do this yourself, we have a team of professionals waiting to help you. Schedule your appointment online or simply stop by our location in Aurora today!

Five Great Date Ideas for Valentine's Day

Five Great Date Ideas for Valentine's Day

Valentine's Day is rapidly approaching, and if you're still looking for the perfect date idea, we've got you covered. Whether you're looking for something traditional or something a little more unique, we've compiled a list of five great ideas to make your Valentine's Day extra special. So check out our list and get planning!

Love is in the Air — literally!

Valentine's Day is all about doing something romantic and a romantic hike with a picnic lunch at the top is the perfect way to make it special. It’s the perfect non-traditional date idea that won’t break the bank, and you still get to show your partner how much they mean to you! A romantic hike gives you time to admire nature, check out scenic views, and have real conversations over a romantic picnic lunch. A romantic hike can give your Valentine's Day a unique twist that will be remembered for years to come!

Paint. Sip. Love.

Looking to spice up your romantic Valentine's Day? A trendy watercolor paint and sip class might be the perfect choice. Paint your own masterpiece while sipping on some wine - it's the perfect balance of relaxation and entertainment. No experience is necessary! Let your creativity flow, open a bottle of wine, and make great memories with your beloved this Valentine's Day.

Bring the Restaurant Home

If you're looking to make this Valentine's Day extra special, why not fancy it up with a home-cooked dinner? Instead of splurging on an expensive dinner out, you and your significant other can whip up something fancy together at home. Try cooking a new recipe, or look to recreate one of your favorite dishes - with your own cozy twist. Not only is this intimate way to celebrate more affordable and memorable, but it can also provide a great opportunity for meaningful conversation by the dinner table. So what better way to show how much you care than cooking dinner together from the comfort and privacy of your own home?

Looking for Love

Valentine's Day is the perfect time to plan a fun, non-traditional date night, so why not surprise your significant other with a fun and off-beat love-themed scavenger hunt? Whether you set it up around town or in your own backyard, you can personalize the items on your scavenger hunt list to make it as unique as your relationship. Plus, when the two of you complete all of the tasks, you'll get to end the evening with a fun reward! Planning a love-themed scavenger hunt for Valentine's Day is sure to create some fun memories for both of you this year for sure.

The Love Above

Looking for a magical experience to share with your special someone this Valentine's Day? Why not take them out stargazing! Watching shooting stars together is a romantic journey that creates memories to last a lifetime. Stargazing is time-old practice of appreciating nature, and the night sky can be an escape from the hustle of everyday life. Set up blankets in your own backyard or find a local park nearby – the adventure of uncovering constellations and shooting stars will be worth it.

Date Night Awaits

If you and your partner are looking for a fun and unique way to spend Valentine's Day this year, look no further! These five date ideas are sure to please. From stargazing to cooking dinner together, you'll create lasting memories with the one you love. So get planning - your perfect Valentine's Day awaits!

6 Costly Car Repairs That Are Totally Avoidable

Little Mistakes That Can Lead To Big Car Repair Bills

Disclaimer: Nothing in this article should be taken as a replacement for following your owners manual or the advice of a certified mechanic. These tips are a culmination from various sources widely available on the internet.

As anyone who’s ever owned a car knows, they are a huge financial responsibility. Aside from the initial purchase price, there’s insurance, gasoline, and of course, repairs and maintenance.

While some car repairs are unavoidable, there are others that are totally avoidable if you take proper care of your vehicle. Here are a few of the most costly car repairs that are avoidable with some simple preventive maintenance.

Never Ignore The Check Engine Light

Ignoring the check engine can lead to major engine damage that could have easily been avoided had the problem been addressed immediately. There are many reasons the light comes on such as a loose gas cap, bad oxygen sensor, or failed catalytic converter.

Failing To Replace The Battery When Needed

Depending on the battery's condition, most last anywhere from three to five years. If you're still driving on the original battery that came with the car, chances are it needs to be replaced. Modern vehicles are full of electronic features that put a strain on the electrical system, and an old battery will struggle to keep up.

If your battery is drained, it will take longer for your starter to turn over. Your vehicle now draws more electricity, and the alternator kicks in to throw additional amps at the battery in order to recharge it. All those things drawing current can be affected by the spikes and lows over time.

It's easy to eliminate a lot of electrical problems by replacing the battery when needed

Not Maintaining Proper Fuel Level.

Electric fuel pumps are located in the fuel tank. Running the pump dry can damage it. The debris from the bottom of the tank will also get into the fuel filter and clog it. This will reduce fuel flow to the engine and cause all sorts of drivability problems.

If you allow the fuel level to constantly run lower than a quarter tank full, you run the risk of having  to replace the fuel pump sooner than necessary. It sounds weird but gasoline has a cooling effect on the fuel pump, and running low all the time could potentially shorten its lifespan

Unnecessary Transmission Flushes

If you know the history of your car, it may be okay to do transmission flushes just as your preventative maintenance suggests. However If you don't know the history and the car is running fine, then you might reconsider getting it done.

When you fill your car with new transmission fluid, it has specially designed detergent in it to keep a transmission clean. The issue is that it can break loose debris already present in the transmission resulting in a clogged filter. If the filter gets clogged, it will restrict fluid flow and cause all sorts of problems.

Not Using The Proper Tire Size

Whether it's a spare tire or just buying tires not rated for your vehicle, putting the wrong size tire on your car will cause problems. The spare tire is rated for a limited amount of miles and speed, so you should only use it in an emergency situation.

When you drive with mismatched tire sizes, it can cause the vehicle's differential to think that the smaller tires are slipping. It then tries to compensate by sending more power to the wheels, which can cause even more tire slippage and eventually lead to differential failure.

Kicking Ice & Sludge To The Curb

You may just do it without thinking but kicking ice and sludge off your car's bumper, fender and doors can cause cracks or damage to plastic moldings. Think about it this way. When the temperature gets below freezing plastic can become very brittle.

So if you're tempted to kick your bumper, Don't. It could easily crack and need to be replaced. The same goes for plastic moldings and door handles. If possible wait for warmer temperatures, spray it off with a high pressure water nozzle at a car wash or just gently use a soft bristle brush.

Diary Of A Car - Don't Bug Me

A Tough Day In The Neighborhood

I'm just a car trying to get from Point A to Point B minding my own business. The next thing you know a swarm of bugs come out of nowhere and start running into me. Now I'm covered in bugs. Aren't bugs supposed to be attracted to light, so why are they attacking me during the day.?

I try to shake them off, but they just keep coming. I honk my horn and swerve from side to side, but nothing seems to deter them. Finally, I pull into a parking lot and come to a stop.

I really hate bugs. They're always getting in my way and ruining my day. I wish they would just leave me alone. But no, they just keep coming and coming. I can't even go for a drive without them attacking me.

It's not fair. There's a big mess to clean up. I don't know why they did it, but it was really annoying.

Good thing my owner knows how to get rid of them.

How To Remove Bugs From Your Car

Keeping a car washed and clean can help some to prevent bugs from sticking to the paint and making a mess. Waxing the car will also make it harder for bugs to stick.

If your car is already covered in bugs, here are a few ways you can remove them:

  • Try to remove them as soon as possible. If they are left to dry, they will be harder to remove.

  • Use a garden hose or a high pressure sprayer to rinse off as many of the bugs as possible.

  • Apply a commercial bug remover that you can find at most auto stores. Typically you apply the solution to the bugs with a sponge and scrub until they come off.

Preventative Measures

It's always best to take preventive measures to avoid bugs in the first place. Here are a few things you can do:

  • Regularly clean your windshield and front of the car so that bugs are less likely to stick.

  • Keep your car waxed so that bugs have a harder time sticking to the paint.

  • Install a bug deflector on the front of your car.

Charge A Car - Best Full-Size Pickup Truck

Please Read Charge A Car - Best Full-Size Pickup Truck

Content provided by CarAndDriver.com

Turn any friendly neighborhood barbecue into a backyard wrestling match with this simple trick: declare your pickup king. Well guess what, brother? Being the best isn’t about who has the biggest Calvin and Hobbes sticker on the rear window. Full-size pickup trucks are America’s best-selling vehicles, and the fight among them is closer than ever.

Trucks today are capable of accelerating quicker than sports cars like the Porsche 718 Cayman GT4 and can tow up to seven tons using conventional towing. That’s a lot of folding chairs and steel cages. The truck is the backbone of America. In 2019, pickups represented over 3.1 million vehicle sales in the U.S., or more than the entire population of Iowa. Each of these trucks can handle classic pickup needs with ease, and if you haven’t already sorted yourself into the Toyota, Nissan, Ram, Chevy, or Ford camps, we’ve ranked the segment's players from worst to best to help you in your search.

  1. Ram 1500 - The Ram 1500 is king of the mountain, having bested its biggest rivals from Detroit in our latest three-truck comparison test and won another 10Best Full-size Pickup award for 2021. We’d let those accolades do the heavy lifting for us in explaining why we dig the Ram, but here are a few more reasons: The available EcoDiesel V-6 engine has the most power and torque among all light-duty diesel pickups and is fuel efficient; the interior is a step or three above the competition; and it just plain drives well. Fans of the all-black Dodge Ram can carry the dark baton with a new for 2020 Night Edition, which offers all-black exterior trim along with your choice of paint. We’d suggest, um, black.

  2. Ram 1500 TRX - The nearly 3.5-ton Ram 1500 TRX is a lot of truck, but it knows how to use it. The 702-horsepower Hellcat engine is a screamer, and despite its heft, the TRX gets to 60 mph in just 3.7 seconds, making it the quickest truck we've ever tested. Bilstein dampers underneath provide more than a foot of suspension travel, allowing its 35-inch Goodyear Wrangler AT's to droop. It's beefy too, measuring 5.9 inches wider and 3.3 inches taller than the regular Ram 1500, but inside it's just as luxurious. A 12-inch touchscreen infotainment system is standard, and a head-up display, heated and ventilated front seats, and carbon-fiber accents are available options. Many aspects of the TRX make it the greatest truck as nothing else can cruise to, climb up, and fly over whatever's ahead of it quite like this.

  3. Ford F-150 Raptor - Packed with a powerful 450-hp twin-turbo V-6 and an off-road-ready suspension with adaptive shocks to soak up potholes and landings off of sweet jumps, the Ford F-150 Raptor is just plain rad. But this is no one-trick brute—it’s nearly everything you might never need in a truck and useful. The SuperCrew is rated to tow up to 8000 pounds, so the Raptor can haul more than just ass. Its wide fenders and large off-road tires can make navigating parking lots and narrow streets a challenge; we prefer to think of them as reminders as to where the Raptor truly belongs.

  4. Ford F-150 - The Ford F-150 has been a full-size favorite for decades, and nearly 1 million F-150 pickups were sold last year. So it’s little wonder why the Ford has become ubiquitous and familiar. The fourteenth-generation Ford debuted for 2021 with a new 430-hp hybrid powertrain with 570 lb-ft of torque. That's a 30 horsepower and 70 lb-ft improvement verses the nonhybrid twin-turbo 3.5-liter V-6 for those keeping track. The hybrid powered pickup gets an EPA-estimated 24 mpg for both city and highway travel, putting it fourth overall in fuel efficiency for the segment behind diesel-powered Chevy Silverado and Ram 1500. The interior is also improved in terms of materials and ease of use. An optional Work Surface allows you to transform the front row into a work table. New variable-assist steering, standard on the higher trim King Ranch model and above, is tight and direct, and even on lower trims the ride is quiet and composed.

  5. GMC Sierra 1500 - If you can swing the new GMC Sierra 1500’s price premium over its mechanically identical, Chevrolet-badged sibling (the Silverado), do so. The GMC is simply more attractive than the Chevy. We’ve ranked the Sierra above it because the extra money seems worth it when staring both trucks right in the eyes. Like the Silverado, the Sierra has five different engines, three different transmissions, and is available in either rear- or all-wheel drive. Although there's no high-flying off-roader option like the Ram TRX or Ford F-150 Raptor, a Sierra AT4 model is available with 2.0-inches of suspension lift and other off-road equipment. Unfortunately, the pricier GMC suffers from the same unimpressive interior styling and firm ride quality as the Silverado, but the extra chrome does wonders for GM's half-ton pickup design.

  6. Chevrolet Silverado 1500 - After a full redesign, the Chevrolet Silverado 1500 doesn't feel quite as new as you'd expect. Its new body bears only a face a mother could love, the interior is mediocre, and the suspension isn’t terribly refined. Those whiffs are offset by its new 6.2-liter V-8 that can deactivate up to six cylinders for fuel savings, as well as the available turbocharged 2.7-liter four-cylinder that can tow up to 9300 pounds. The brakes offer stellar stopping power, and the four-door crew cab has superior rear-seat headroom. Chevy's also added the Multi-Flex tailgate as an option for 2021 models, making the bed of the Silverado more useable than ever. Silverados with the 277-hp turbodiesel engine in 2WD are the most fuel efficient in the segment with an EPA-estimated 33 mpg highway rating.

  7. Nissan Titan - The Nissan Titan, like the Toyota Tundra, exists slightly outside of the mainstream in this segment. It lacks engine choices—there is but one 400-hp V-8 option—which severely limits configurability relative to its competitors, and the Titan’s overall execution seems lacking. Its ride quality is poor and the steering lacks sharpness; look to the Pro-4X trim for off-road capability, but look everywhere else in terms of towing capacity as the Titan has the lowest in the light-duty class. Every model now has a 8.0-inch touchscreen with Apple CarPlay and Android Auto, which is something fleet versions of its domestic competitors don’t have.

  8. Toyota Tundra - The Toyota Tundra has been around in pretty much the same form since 2007—that’s pre-Instagram if you need a cultural reference point. So, it’s old. But the Tundra offers a spacious cabin and a decent roster of standard features, including Apple CarPlay and Android Auto phone integration functionality for most models. A 5.7-liter V-8 is the only engine option, an oddity among full-size pickups, which generally offer a plethora of engine choices. The Toyota’s V-8 engine delivers mediocre fuel economy and towing performance, but the truck itself at least shines in off-road capability even in base form. The Tundra TRD Pro model adds to that dexterity with new Fox 2.5-inch internal-bypass shocks and lighter-weight 18-inch BBS wheels.

Original Source: caranddriver.com (Austin Irwin - Dec 5, 2020)

Charge A Car - Best Midsize Sedans

Please Read Charge A Car - Best Midsize Sedans

Content provided by MotorTrend

MotorTrend tests more than 200 vehicles at the track every year. We rate cars using the same factors you do, including how they drive, interior space, efficiency, tech, value, and safety. Ratings are only applicable within each respective segment.

  1. 2022 Honda Accord - 9.1/10 - After a midcycle refresh for 2021, we're not expecting any major changes to the Accord for 2022. Barring any significant revisions, it will carry forward with two gas engines and a hybrid option. The Accord competes with other affordable four-doors including the Hyundai Sonata, Toyota Camry, Kia K5, and Subaru Legacy.

  2. 2022 Subaru Legacy - 8.6/10 - Subaru knows its buyers and delivers on their priorities with the Legacy. The midsize sedan offers a compelling blend of technology, safety, and performance in a roomy and comfortable vessel. Middling style and a vexing CVT are the Legacy's greatest Achilles heels.

  3. 2022 Hyundai Sonata - 8.5/10 - Hyundai has been selling the Sonata here in the U.S. for more than 30 years, and the current eighth generation is the best version yet. Redesigned for the 2020 model year, the Hyundai Sonata is among the better midsize sedans on the market. It's mechanically related to the Kia K5.

  4. 2022 Kia K5 - 8.3/10 - The midsize sedan once known as the Kia Optima has transformed into the K5. Introduced for 2021, the K5 stands out in the segment with evocative exterior styling. Yet despite those looks it remains a relatively normal car in terms of features and capabilities. The K5 is offered with a choice of turbocharged engines and available AWD. Like the Optima before it, the K5 targets sedan stalwarts like the Honda Accord, Toyota Camry, and mechanically related Hyundai Sonata. The K5 is built in West Point, Georgia, alongside the Kia Telluride.

  5. 2022 Toyota Camry - 8/10 - Although it's no longer Toyota's best-selling model (that title now goes to the RAV4), the venerable Camry remains a go-to choice for those seeking a dependable midsize sedan. The current-gen Camry was introduced for the 2018 model year and sees a mild face-lift for 2021. The Camry sits squarely in the center of Toyota's lineup of sedans between the compact Corolla and full-size Avalon. Besides its longtime rival, the Honda Accord, the Camry also competes with midsize four-doors including the Subaru Legacy, Nissan Altima, and Hyundai Sonata.

  6. 2021 Nissan Altima - 7.7/10 - Positioned above the compact Sentra and below the full-size Maxima, the Altima is the middle child of Nissan's sedan lineup. Nissan issued a full redesign of the Altima for the 2019 model year, and the family sedan has been relatively unchanged since. The Altima competes in the midsize sedan segment alongside cars such as the Honda Accord, Hyundai Sonata, Toyota Camry, and Subaru Legacy.

  7. 2022 Volkswagen Passat - 7.1/10 - Once one of Volkswagen's most successful cars in the United States, the Passat enters its final year of production with a Limited Edition trim. It rides on the platform that's been on sale in the United States since 2012, the same year it won our MotorTrend Car of the Year award. The Passat last received a major refresh in 2020. Although this midsize sedan no longer feels like a fresh offering, it comes with the traditional advantages of its segment, namely a comfortable ride, a large trunk, and spacious interior.

  8. 2021 Chevrolet Malibu - One of the longest-running nameplates in the Chevrolet lineup, the Malibu has been a mainstay in the midsize sedan segment for decades. Since its inception, the Malibu has evolved from a rear-drive car that's available in multiple flavors to a front-drive model offered only one body style. Chevrolet even offered a hybrid Malibu for a short time to lure eco-minded consumers to the brand. With only a short time left before it's discontinued, the Malibu lineup has been streamlined. A number of cosmetic packages are also offered.

  9. 2021 Mazda Mazda6 - As we wait for the rumored RWD, inline-six-powered, next-gen 6, Mazda adds some polish to its midsize sedan for 2021. The current-generation model debuted for the 2014 model year and saw a mid-cycle facelift for 2018, adding a turbocharged engine option. The 2021 Mazda 6 competes with other affordable midsize sedans including the Honda Accord, Toyota Camry, and Hyundai Sonata.

Original Source: https://www.motortrend.com/style/sedan/

Charge A Car's 'What is Buy Here Pay Here'

What is Buy Here Pay Here? 
Content Provided by Autotrader.com

If you've found that every other credit avenue for financing a car is closed to you, a Buy Here Pay Here (BHPH) dealer may be your last, and best, resort. Most of us simply can't afford to buy a car with cash. Typically, we borrow money for a car through third-party lenders, such as banks, credit unions and carmaker-associated lending companies. For a variety of reasons, however (such as a spotty credit history, no credit or a very low credit score), traditional lenders may not work for you. If that's the case, there are always BHPH dealers.


What Is Buy Here Pay Here Financing?
BHPH financing means that you arrange the loan and make payments on it at the dealership where you purchased the car. In other words, it's a one-stop shopping process because the car dealer is also the finance company.
Because loan decisions are made by the BHPH dealer, who wants to sell you a car, approval is nearly always guaranteed. If you have an address and a steady income, your chances for approval are very good.
Granting you a loan, however, isn't out of the goodness of the dealer's heart; they will probably make as much, or more, profit on the financing as they do on the car itself. As a high-risk borrower, you can expect a double-digit interest rate.
It's helpful to find a dealer close to your home or work because, rather than mailing a monthly payment, the BHPH dealer might require you to make weekly or biweekly trips to the dealership to pay in person. Although some will accept payment online or by mail or phone, BHPH usually means physically bringing your payment to the dealership.

Benefits of BHPH
  • They put credit-challenged borrowers in a car when a traditional lender will not.
  • On-time payments can help repair your credit history (but be sure that the BHPH dealer reports payment histories to the credit bureau).
  • They buy older cars and will be more willing to take in an old beater toward the down payment of a new car.

Original Source: Autotrader.com, September 2014, Russ Heaps

Charge A Car's 10 Best Cars Under $8,000

Charge A Car's 10 Best Cars Under $8,000 
Content Provided by KBB.com


If you've been pricing new cars at KBB.com, you know that they are more expensive than ever. However, there are plenty of good used-car alternatives out there. While $8,000 isn't going to get you the newest technology, if you do your homework you can find good, reliable transportation. Based on the research and recommendations of our Kelley Blue Book editors, here are the 10 Best Used Cars under $8,000:

  1. 2010 Kia Soul - One of the most uniquely styled vehicles out there, the cool Kia Soul isn't your typical-looking car, but has the practicality hatchback buyers crave. It's roomier than you think, and will carry a lot of cargo or haul passengers in surprising comfort. If you're looking for an alternative to a small SUV and don't need all-wheel drive, the Soul will fill the bill.
  2. 2009 Mazda3 - A perennial member of our 10 Coolest New Cars Under $18,000, the Mazda3 will not only provide you reliable, fuel-efficient personal transport, but is also filled with fun-to-drive character. It's available as a sedan or a hatchback, each practical in its own way.
  3. 2008 Subaru Impreza - The Subaru Impreza, offered as a sedan or wagon, offers inexpensive, reliable transportation with the added benefit of all-wheel drive. That can be a huge advantage in bad weather where it can mean the difference between getting to your destination or getting stuck.
  4. 2008 Nissan Maxima - A class up from midsize sedans like the Honda Accord, Toyota Camry and Nissan Altima, the 2008 Nissan Maxima is a sporty and comfortable sedan with a good track record. It offers a roomy interior, a higher level of equipment and luxury, and pleasant ride characteristics.
  5. 2007 Subaru Outback - Known for its poise in all weather conditions, the all-wheel-drive Subaru Outback was available as a sedan and a wagon in the 2007 model year, with trim levels ranging from low-key to downright luxurious. While you might prefer the styling of the sedan, the wagon will give you the advantage of more cargo space.
  6. 2010 Ford Crown Victoria - Long the favorite of limo drivers, taxi drivers, and police forces, the Crown Victoria has proven reliable over the long run -- even when driven hard. Plus, you will be thoroughly impressed by the rear seat space and how deep the Crown Vic's trunk is.
  7. 2009 Toyota Corolla - Compared to other cars in its segment, the Corolla seems to be "overbullt" like most Toyotas. That translates to solid reliability with few problems. For 2009, there's a choice of a fuel-efficient base engine or a larger 4-cylinder engine that offers more performance.
  8. 2009 Honda Civic - Generation after generation, the Honda Civic has been the benchmark for compact cars. It isn’t just incredibly reliable; it is also refined and a lot of fun to drive. Available in both coupe and four-door models, the coupe has a more attractive style, but we’d suggest the four-door for its utility.
  9. 2007 Honda Accord - While you have to go back to 2007 to find a Honda Accord for under $8,000, that strong resale value is an indication of how much quality, reliability and value the Accord offers. The 2007 Accord was a comfortable, economical and surprisingly fun-to-drive car new, and well-maintained examples remain so to this day.
  10. 2007 Toyota Avalon - The Toyota Avalon is a contemporary sedan that's big, quiet and comfortable, tailor-made for miles of effortless travel. Not only is the Toyota Avalon made in America, it was also designed and developed in America to suit American tastes. As is the case with Toyotas, the Avalon is also remarkably reliable.


Original Source: KBB.com, December 5, 2017

Charge A Car's Five Buy Here, Pay Here Dealership

Charge A Car's Five Buy Here, Pay Here Dealership Shopping Tips 
Content Provided by AutoInfluence.com

Buy here, pay here dealerships can be intimidating. High-interest rates, due to bad credit, a selection of only used cars, and a whole new way of buying a car might put you off from the experience entirely. But, it doesn’t have to be that way. If you follow these five tips, not only will it make getting a car from a buy here, pay here dealership easier, it will also make it less stressful.

Which is what everyone — dealerships and consumers — both want for a car-buying experience. After all, the less stressed you are, the easier it makes their job. The easier their job, the more efficient they can be. It all comes full circle in the end.


  • Learn the Car's Origin: I’m not saying all buy here, pay here dealerships are untrustworthy. Nor am I saying all of them are trustworthy. But just like any used car purchase, you’ll want to learn the origin of the car before purchasing it. The shopping process might be done differently, but there is nothing against looking at a CarFax report to learn about any mechanical trouble the car has experienced, or accidents it might have encountered. Therefore, you’ll want to make sure you check that out. If the dealership refuses to show you a vehicle history or CarFax report, then walk away and look for one that will.
  • Get in Inspected Independently: Same goes for an independent mechanic inspecting your prospective purchase – if the dealership won’t let you test drive the vehicle so you can see firsthand that the vehicle is in good condition, then don’t buy it. Chances are, the dealership is trying to hide something. Hey, it’s not just buy here, pay here dealerships that would do this. There are plenty of unscrupulous used car lots out there as well.
  • Short Term Financing is Key: Although it will be hard to negotiate terms because of your poor credit, still shoot for short term financing. That doesn’t mean a smaller amount with increased frequency of payments — you’ll already be paying bi-weekly, most likely — but I mean short-term financing of a relative low bi-weekly payment over the course of 32 months instead of 64. That way, you keep the interest rate down and save yourself some money.
  • Pay a Larger Downpayment in Cash: One of the best ways to reduce your payments? Simple! Pay a larger down payment in cash first. Just like “standard” car buying, the more you pay upfront, the more you reduce the overall loan term. Aim for at least 20%, and if the BHPH dealer requests more than that, consider it a good thing. Just make sure to negotiate short term financing if you are paying more than average on a down payment. This way, you’ll know for a fact the down payment actually put a dent in the overall price of the car.
  • Get What you Need - Not Want: Finally, get what you need — not what you want. If your budget is $14,000 and you find a used car that works for $7,000, then buy that one. Don’t get one that’s more expensive simply because it has heated seats or leather upholstery. Take that chunk of change you saved and put a big down payment on the cheaper car, and put the rest in the bank to help with repairs or get a jump start on paying off your loan. Eventually, your credit score will go up if you’re good with making the bi-weekly payments in cash (which is how most BHPH dealers take payments). Then, you can refinance the loan, pay that car off quicker, and upgrade to a new one.


Original Source: AutoInfluence.com, January 25, 2017, Roger Rapoza